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“Even if you save $5 a month, you’re closer than you were last month.”

Kristina Ballina wants to move out of her parents’ Honolulu home but at age 28, she doesn’t think she can afford to.

Adults aged 25 to 34 are facing higher college tuition, higher rents and bigger housing prices than previous generations.

“I’m 31 years old and people think I shouldn’t be getting help from my parents, but I think that’s a reality that a lot of my generation is facing.”

“If we sold our house and got rid of all our debt and then tried to start afresh, we wouldn’t come back to Hawaii. There would be no way to come back.”

“This is the community that shaped me, that taught me the values that guide my life day to day. I want that for my child.”

In HI-Priced, a new email newsletter that’s part of our ongoing “Living Hawaii” series, we’re asking local people how they make ends meet in the Aloha State.

Civil Beat is deepening its coverage of Hawaii’s cost-of-living crisis — and inviting readers to join a civic conversation about what it takes to get by in the islands.

Living with multiple generations is a way of life in Hawaii that Jowenna Ellazar embraces. But like many others, she has few options in a city where the median home price hovers around $800,000.

Manufactured homes are a cheap, decent solution to ease our intolerable housing and homeless crises.